Hallo Jia,auch "Geld-Management" is

Hallo Jia,

auch "Geld-Management" ist Teil der Betriebswirtschafts-Lehre, die man innerhalb eines Deutschen Studiums oder bereits einer Meisterausbildung gelehrt bekommt.

Jedes Unternehmen in der Welt plant seine Ausgaben vorher und nach diesem Plan erfolgen die Zahlungen.

In Thailand lebt man, auch die meisten Unternehmen, von der "Hand in den Mund" !!!
Und wenn das Geld alle ist geht man zum Kredithai.
Somit ist jeder Bürger hier, Unternehmen und auch Thailand selbst, faktisch permanent pleite!

Dank meines "Geld-Management" haben wir Geld, weil ich es zusammen gehalten und nur sinnvoll ausgegeben habe. Also nicht für jeden Mist zur Bank gegangen bin!
So konnten wir das Boot und die umfangreiche Reparatur/ Renovierung auch ohne Kredit bezahlen, ohne das ich privates Geld zugeschossen habe.

Ich rede seit Monaten (auch in Deinem Beisein und von Hubert), dass ich täglich nach Zahlungen ausgedruckte Kontoauszüge vorgelegt haben möchte, um einen Überblick übers Konto und den Geldbestand zu haben. Und das nicht auch Schmier-Zetteln, sondern direkt vom Bankkonto - als Ausdruck.
Bitte erkläre lieber zunächst Wi einmal, wie dies bei der Kasikorn im Online-Banking funktioniert, weil ich da auf Thai nicht durchblicke ...

Das ist die 1. Voraussetzung für "Geld-Management"

Und die 2.Voraussetzung ist, dass ich regelmässig jede Woche von Wi eine Liste bekomme, mit den bevorstehenden Zahlungen. Also vorher informiert werde, wann was zu zahlen ist!

Mit diesen Unterlagen kann ich Einnahmen und Ausgaben planen und das Geld ist dann auch zum notwendigen Termin vorhanden.

Ausserdem zahle ich nur, wenn die jeweilige Leistung auch tatsächlich beendet und von mir abgenommen ist. So vermeide ich Streit um Nachbesserungen!

--> Es ist ganz einfach: Übersetze dies bitte Deiner Freundin und wenn Du es inhaltlich verstehst (also über der Sache stehst) erkläre ihr bitte die kaufmännischen Zusammenhänge.

Wi fällt es regelmässig plötzlich ein, dass Zahlungen anstehen. In den nächsten 5 Minuten soll ich dann grössere Beträge aus dem Ärmel zaubern. Meist zudem noch Nachts!
Wie Du vielleicht weisst, bekomme ich hier nur pro Tag 20 Tsd. Baht mit Deutscher Karte am ATM.
Da ich aus Kostengründen kein Geld nach hier überweise, sondern mit Karte ziehe, ist das die Prämisse für die Bereitstellung von Bargeld hier. Auch das hat Wi bisher immer noch nicht verstanden.

In Kürze haben wir aber eine neue Mitarbeiterin, eine Thai die in Thailand und auch in Deutschland als Finanzmanager gearbeitet hat. Das war übrigens nur deshalb möglich, weil ihr "Master" in D anerkannt und somit gleichgestellt wurde.
Dann wird Wi noch viel, viel Neues von ihr lernen müssen, was ich jedoch bereits seit Jahren versuche, ihr/ Euch beiden zu erklären (auch von und im Beisein von Hubert).

Du siehst, ich lebe nicht in den Tage hinein, schaue nicht den ganzen Tag Video, sondern plane aktiv und permanent die Weiterentwicklung der Firma.
Ich warte also nicht, wie Wi ab, was kommt und sitze es danach evtl. besser erst einmal ein paar Tage aus, um dann in letzter Minute Hilfe zu schreiben.

Um eine Firma aktiv zu lenken und zu leiten, ist ein geordneter Informationsfluss die 1. Voraussetzung. Wenn dieser nicht funktioniert, wie bei uns und offensichtlich auch bei Euch (Stress mit Hubert), geht jede vom EBIT her noch so gut dastehende Firma "den Bach herunter".

Leider wir das auf den Schmalspur-Unis in TH nirgends gelehrt. So dass dieses erforderliche Wissen weder Du, noch Wi kennen, zuordnen oder aktiv anwenden können.

Ansonsten hättest Du mir nämlich mit diesem Wissen einfach und kurz geschrieben: Wolfgang Dein Finanz-Management ist schlecht!
Aber das Wissen, um welches Problem es sich dabei handelt, also der theoretische Hintergrund, fehlen eben hier leider.
Abgetan wird das dann damit, in Thailand wäre alles anders ...

Aber inzwischen habe ich Bestätigungen, dass mit den hier meist verwendeten "Belegen", auch jedes thail. Finanzamt ROT sieht. Also genau, wie in Westeuropa. Das Meiste hier, ist für den Papierkorb, deshalb zahlen wir ja auch immens Steuern.
Kaum ein Beleg ist steuerlich korrekt - meine Rede seit Jahren!
Wie überall wird dem Farang etwas vorgeschwindelt, damit die Kohle fliesst und man seine Ruhe hat.

Somit ist nicht mein Management schlecht, sonder der interne Informationsfluss funktioniert nach wie vor NULL, was ich und Hubert Euch beiden seit Jahren versuchen zu erklären.

Geldmanagement hat übrigens nichts mit Gesichtsverlust zu tun, wie Du schreibst (bzw. allein in Thailand). Von solcher Rücksichtnahme (aus Unwissen der wissenschaftl. Management-Regeln) ist noch niemand auf der Welt reich geworden (auch kein Thailänder). Sicher, die Thais wurschteln sich auch in dieser Hinsicht durch. Eben ohne jedes Wissen, also wird das Problem einfach als "Gesichtsverlust" abgetan.

Das eben gesagte, gilt adäquat auch für berufliches Wissen!
Somit sollte einer, der sich als Elektriker ausgibt auch als Grundlage seines Berufes wissen oder verstehen, das

Ergebnisse (Englisch) 1:

Hi Jia,."Money management" is part of the business doctrine, you get taught within a German studies or already a master training.Every company in the world is planning its spending before and according to this plan, the payments are made.In Thailand, one, also the most companies, by the "hand to mouth" lives!And if the money is all going to loan shark.Thus everyone is here, companies and even Thailand itself, effectively permanently broke!Thanks to my "money management", we have money, because I kept it together and only spent. So am not gone for any crap to the Bank!So, we could pay the boat, along with the extensive repair and renovation without credit, without that I shot to private money.I'm talking for months (even in your presence and Hubert), that I daily would have provided printed account statements after payments, to have an overview of the account and the money supply. And the not grease warping, but directly from the bank account - as an expression.Please Wi once pronounce prefer first how this works at the Kasikorn in online banking, because there not looking through Thai...This is the 1st requirement for "Money management"And the 2.Voraussetzung is that I get a list of regularly every week by Wi with the upcoming payments. So before am informed when what is to pay!With these documents, I can plan revenues and expenditures and the money is available to the required date.Also, I'll pay only if the respective service actually stops and is taken by me. So, I avoid dispute to rework!-> It's simple: this translate your girlfriend please and if you understand it in terms of content (so get over the thing) Please explain to her the commercial relationships.Wi it occurs regularly suddenly, that payments are available. In the next 5 minutes I should conjure up larger amounts from the sleeve. Most also still night!As you may know, I get 20 thousand. baht with German card at the ATM here only a day.Since I here do no Fund for cost reasons, but draw card, is the premise for the provision of cash here. This has not so far yet understood Wi.In brief, we have a new employee, a Thai who worked as financial manager in Thailand, and also in Germany. That was incidentally possible only because their 'master' in D was recognized and thus assimilated.Then Wi must learn much, much news from her, what I am trying already for years to explain her / you two (also of and in the presence of Hubert).You see, I don't live in the days, watch video all day, but planning the further development of the company actively and permanently.I'm not, so as Wi, what comes and sit it then may be better once a few days out, to write help then at the last minute.A company actively to steer and guide an orderly flow of information is the 1 prerequisite. If this doesn't work, as with us and obviously also with you (stress with Hubert), each produced yet so good standing there by EBIT company "the stream goes down".Unfortunately that on the narrow gauge-UNIS in TH nowhere taught. So that neither you nor Wi know this required knowledge, map or can actively apply.Otherwise you should have written: simple and short me with this knowledge: Wolfgang your financial management is bad!But knowing what problem it is, so the theoretical background, missing just here unfortunately.Dismissed it is then, in Thailand, everything would be different...But now I have confirmations that the mostly used "occupy", also each thail. Tax Office looks red. So just like in Western Europe. Most here, is for the trash, that is why we pay taxes Yes also immensely.Hardly a document is fiscally correct - my speech for years!As everywhere, something is cheated the Farang above so that the carbon flows and you have his rest.Thus, not my management is bad, but the internal flow of information remains zero, what I and Hubert will try you two years to explain works.Money management has nothing to do with loss of face to do as you write (or alone in Thailand). By such consideration (from the Scientific ignorance. Management-Regeln) nobody in the world has become rich (also not a Thai). Sure, the Thais muddle through in this respect. Without any knowledge, so the problem is simply dismissed as "Loss of face".What I have just said, also applies to appropriate professional skills!Thus should one posing as a basis for his profession as an electrician know, or understand, the

Ergebnisse (Englisch) 2:

Hello Jia,

also "money management" is part of the business administration lesson that you get taught within a German study or already a master craftsman.

Every company in the world is planning its spending before and after the plan received or paid.

In Thailand you live also, most companies, from the "hand to mouth" !!!
and if the money is all you go to the loan shark.
Thus every citizen here, companies and even Thailand itself, actually permanently broke!

Thanks to my "money management "we have money because I kept it together and just spent. So not went for any manure to the bank!
We were able to pay for the boat and the extensive repair / renovation without credit, without which I have pumped in private money.

I'm talking for months (even in your presence and of Hubert) that I would have presented daily by payments printed bank statements in order to have an overview over the account and the money stock. And not even lubrication Pad, but directly from the bank account -. As an expression
Please explain better to start Wi once how this works at the Kasikorn in online banking, because I in Thai not look as ...

This is the first prerequisite for "money management"

is And the 2.Voraussetzung that I get every week from Wi regularly a list of upcoming payments. So before going to know when what is to be paid!

With these documents I can revenue and expenditure plan and the money is then necessary to date available.

In addition, I pay only if the respective service is actually terminated and removed from me. So I avoid dispute about improvements!

-> It is very simple: Translate this please your girlfriend and if you do understand the content (ie about the matter stand) tell her please the commercial relationships.

Wi find it regularly a sudden that payments are pending , In the next 5 minutes then I should conjure larger amounts from the sleeve. Also still usually at night!
As you may know, I get only a day 20 thousand. Baht with German card at ATM.
Since I prefer no money here about fashion, but with Card for reasons of cost, which is the premise for the provision of cash here. Even that has been still not understood Wi.

Coming soon but we have a new employee, a Thai who has worked in Thailand and in Germany as a financial manager. The way was only possible because it was a "master" in D recognized and thus assimilated.
Then Wi is still much to learn a lot from it, but what I'm trying for years, / to tell her you both (also of and in the presence of Hubert).

you see, I do not live in the days into it, do not look all day video but plan actively and continuously developing the company.
so I do not wait as Wi from what comes and sit there afterwards possibly better only for a few days, then to post in the last minute help.

in order to direct a company active and direct, an orderly flow of information is the first prerequisite. If this does not work, like us and obviously also with you (stress with Hubert), even the most well unexampled from EBIT her company's "Gone down".

Unfortunately, we the the narrow-Unis in TH nowhere taught. So that this knowledge required know neither you nor Wi, assign or can actively use.

Otherwise, you would have me that with this knowledge easily and written shortly: Wolfgang Your financial management is poor
But knowing what the problem is here so the theoretical background, missing just here unfortunately.
dismissed, the then so, in Thailand everything would be different ...

But now I have confirmation that the "documents" here most used, also each thail. Finanzamt RED looks. So exactly how in Western Europe. Most of this is for the trash, so we pay indeed immensely taxes.
Hardly a document is fiscally correct - my speech for years
, as everywhere the Farang is something hoodwink, thus the carbon flows and one has its peace.

Thus not my management bad, special internal information flow still works NULL, me and Hubert both you trying for years to explain what.

money management has nothing to do with loss of face, as you write (or alone in Thailand). From such consideration (from ignorance Famous Scientists. Management rules), no one in the world is made ​​rich (no Thais). Sure, the Thais muddle through in this respect. Eben without any knowledge, so the problem is easily dismissed as a "loss of face".

The newly predicted, applies adequately for professional knowledge!
So should one who pretends to be electricians also know as the basis of his profession or understand the

Ergebnisse (Englisch) 3:

hello, jia."money management" is part of the betriebswirtschafts - lesson to be drawn within a german study or already a master gets taught.every company in the world is spending before and after this plan payments made.in thailand, one lives, most companies, from the "hand to mouth"! !!and if the money all is you go to shylock.thus, every citizen, business and even thailand, almost permanently broke!thanks to my "money management", we have the money, because i held together and only spent. not for any crap to bank left!we have the boat and the extensive repair / renovation without credit without paying the money i private flying.i"m talking about for months (also in your presence and hubert) that i every day after payment printed statements submitted to a review about the account and the money to. and not even grease flyers, but directly from the bank account as an expression.please explain preferred wi once, as in the kasikorn in online banking work because i don"t durchblicke in thai.this is the first. a prerequisite for "money management"the second condition is that i regularly every week from wi a list to get the upcoming payments. well informed in advance, when what is to be paid.with these documents, i can revenue and expenditure plan and the money is also the necessary date available.besides, i will pay only if the respective performance actually finished and took from me. so i avoid dispute about it.- it"s very simple: please translate this to your friend, and if you understand the content (on the matter are) declare you please the commercial relationships.we find it regularly suddenly, that payments will be. in the next 5 minutes i large sums from the sleeve. in most cases, even at night.as you may know, i am here only 20 000 per day. baht with german card at the atm.it cost no money to wire, but with card draw, this is the premise for the provision of cash here. the wi have still not understood.in brief, we have a new co-worker, a thai in thailand and in germany as well as finance manager worked. this was possible only because her "master" in d recognised and thus was considered.then we have much new to learn from it, but what i have for years, trying to explain your / you two (also in the presence of hubert).you see, i don"t live in the days inside, look at the whole day video, but plan actively and constantly, the development of the company.so i am waiting, wi, and seats afterwards. better once a few days, and then at the last minute to write.a company actively to direct and guide an orderly flow of information is 1. condition. if this does not work, like us and obviously you (stress with hubert), every of ebit here so good dastehende company "sideways".unfortunately, we in the narrow schools taught anywhere in th. so that this knowledge is not you, wi, to active use.otherwise you"d have me with this simple and brief written: wolfgang your financial management is bad.but i know what problem it is, the theoretical background, lack here unfortunately.then it is dismissed, in thailand, things would be different.but now i have confirmation that the most often used "show", each thail. the red. thus, as in western europe. most of this is for the recycle bin, so we also pay huge taxes.no evidence is fiscally correct my speech for years!as everywhere is a vorgeschwindelt farang, so that the coal is running and you alone.this is not my management is bad, but the internal flow of information is still zero, what i and hubert you two have been trying for years to explain.money management has nothing to do with losing face, as you write (or alone in thailand). such consideration (in ignorance of the science. management rules) is still no one in the world, become rich (not thais). to be sure, the thai wurschteln also in this regard. without any knowledge, so the problem is just as "loss of face" to reject.what i have just said, is adequate for professional knowledge.thus, a as the electrician spends his profession as the basis to know or understand the